Making a change in lifestyle is one of the best ways to start the new year. Planning a different way of managing money is the best way to do this, and there are various options.

For many, the new year is literally the time for a new beginning. Many people make the decision to try and save money at this time. This is easier said than done for many people, but with some aid, it is entirely possible. It’s especially true for people who have something to specifically save for. In fact, saving for a specific event such as a longer than normal holiday, to buy a house or car, is typically the best incentive. This article will give shoppers some solid ideas on how to do just that.

Put aside money

For one, shoppers looking to save money for a special event can start out by putting aside a small amount of money each month. This should be put in a separate account to the usual savings account. By doing this, the money is not visible on a daily basis and this therefore, reduces the desire to spend it right away. It can become a nice little nest egg as it builds over the months.

streaming channels
Subscribe to one channel at a time and binge watch series rather than waiting for the weekly releases

Get rid of overspending

Another way to save is to stop overspending. For some, this is easier said than done. Changing this habit can start with something small though. As a starting point, expenditures that are unnecessary can be cut back. This can include things like TV subscription services. For instance, picking only one subscription to join, watching all the things there, is a good way to start.

Then, shoppers can move to the next subscription later rather than having them all on the go at the same time. Other products and items can use the same method such as subscriptions to tea, chocolate or other perishables commonly purchased.

Plan purchases

A great way to better at spending is to plan all purchases in advance. This is in reference to extra or luxury items in particular, though applying this to food and grocery shopping can also be beneficial to those looking to save. In terms of planning shopping in advance, this can mean looking out for sales on favoured brands, or shopping more infrequently.

And bulk buy when there are good deals on, especially on supermarket shops for non-expiring essentials like toothpaste and toilet roll.

young woman shopping online
Shop savvy with sales like black Friday and using discount codes

Use discount codes

One option commonly used by shoppers in the UK is discount codes. Also known as coupons or vouchers, these codes are simple numbers or letters that unlock discounts and offers. These are specific to the different brands and retailers out there too. Using them is very easy to do though.

All shoppers need to do is add the items to their bag first. Once the items are all added, visiting the order page shows everything in full. It’s here that the promo code box is typically found. Shoppers just need to copy their chosen discount code and enter it into this box before applying it to the order. The total will change and then the order can be completed.

Discount codes are easy to find too. There are many places to look including the official website or app of the brand. Additionally, most retailers have social media accounts which can be followed to get updates, discounts and more. Finally, there are also discount code websites: sites like Discoup.com collect all the discount codes and coupons for each brand and retailers, listing them on specific product pages. They also make sure that all codes are checked and verified so that there’s no disappointment when it comes to finalizing an order. Better still, sometimes there are even exclusive discounts that can’t be found anywhere else.

Buy used products

The final method of saving is simply changing the place for shopping. For instance, shoppers can change to buying used items and clothing instead. Or, they can go to outlet stores which still sell new items, but these are from old collections or seasons. Finally, for electronics, there are refurbished sites offering high-quality second-hand items that work as good as new. Not only does this save the shopper money, but it also means reducing the consumer impact on the environment.

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Holly MacDonald
Holly studied Digital Journalism at University of Strathclyde. A single mum, her young son Thomas battles for adulation with her love of wine and chocolate, and the very occasional guilt-driven Gym appearance. Other than writing, Holly has a love for making jewellery, thanks to her beloved grandmother.